ANYONE HAVE ANY THOUGHTS ON CREDIT COUNSELING OR DEBT RELIEF COMPANIES?
I am about 8 grand in debt, as well as need to lift myself out asap. Anyone have any ideas? Do debt counselors or debt service companies unequivocally help?
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Categories: General Debt Help
Don’t use them, for one most of them are a scam, for two, if you go into consumer credit card counseling it reports on your credit, and some lenders think negatively of it.
First things first, you obviously need a budget, stick to it, pay off as much as you can off, I’m sure you’re getting hit with huge interest rates, you can look into consolidation but, alot of credit card companies offer 0% for the first 12 months, but make sure you know what it is after the 12 months!!!
Other than that budget yourself according to your income and stick to it, most of those companies are scams so stay away if at all possible!